Multifamily Capital.
Deployed at Scale.
Omnia Capital Funding places bridge and refinance capital for multifamily operators managing 5+ unit residential assets nationwide. Whether you are stabilizing, repositioning, or optimizing your capital stack — we structure the right solution and deliver it with the speed your portfolio requires.
"Institutional capital, without the institutional timeline."
We broker multifamily debt solutions across bridge lending, DSCR-based refinances, and cash-out recapitalizations — connecting operators with capital partners whose mandates match the specific needs of your asset, your market, and your timeline.
Our advisory team has structured capital across small-balance residential portfolios, mid-market value-add multifamily, and institutional-grade apartment assets in primary and secondary markets nationwide.
Multifamily operators face a critical challenge: accessing the right capital at the right moment to protect or maximize asset value. Conventional lenders move too slowly and impose conditions that reduce your flexibility. Omnia Capital Funding operates differently.
LOAN PRODUCTS
Three Solutions.
One Point of Contact.
Bridge Financing
Short-term capital to bridge the gap between acquisition and stabilization, renovation completion, or permanent financing. Ideal for value-add acquisitions where conventional financing is not yet available.
✓ Typical term: 12 to 36 months
✓ Asset types: 5+ unit multifamily, mixed-use
✓ Use cases: acquisition, renovation, lease-up
✓ LTV: up to 80% — quoted per asset
DSCR Refinance
Debt-service coverage ratio financing based on the income-producing performance of the property — not the borrower's personal income. Ideal for stabilized multifamily operators seeking to recapitalize.
✓ Minimum DSCR: typically 1.10x or better
✓ Term: 5, 7, or 10-year fixed/hybrid ARM
✓ Cash-out available on stabilized assets
✓ No personal income docs required
Cash-Out Refinance
Access the equity in your stabilized multifamily portfolio to fund acquisitions, renovations, or other investment activity. We structure solutions from small-balance to institutional size.
✓ Min property size: 5 units
✓ LTV: up to 75–80% depending on asset
✓ Recourse & non-recourse options
✓ Proceeds for any investment purpose
What We Finance.
Our multifamily capital program accommodates a wide range of asset types and borrower profiles. We connect operators with capital that matches their specific thesis.
Asset Types
✓ Small-balance multifamily: 5 to 20 units
✓ Mid-market multifamily: 20 to 150 units
✓ Value-add properties in lease-up or stabilization
✓ Mixed-use assets with residential component
✓ Build-to-rent and new construction takeout
Operator Profiles
✓ Individual operators and private partnerships
✓ Private equity-backed real estate groups
✓ Family office portfolios
✓ First-time multifamily investors with strong residential track records
Markets
Primary, secondary, and tertiary markets — with particular depth in Arizona, Texas, Florida, Georgia, and the Carolinas. National lending footprint across 45 states.
Arizona
Texas
Georgia
Florida
Carolinas
+ 40 More
ADVISORY PROCESS
From Asset Review to Funded.
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Initial Consultation
Tell us about the asset: unit count, location, current occupancy, current debt, renovation status, and your capital objective. We will identify the right product and begin the placement process.
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Lender Matching & Term Sheet
We match your deal to the right capital source from our lender network. You receive a term sheet reflecting real, executable terms — not a marketing range.
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Underwriting & Commitment
Our team manages the underwriting process with the lender on your behalf, coordinating documentation and responding to requests to maintain timeline.
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Close & Fund
Loan closes. Capital deploys. We remain available as a long-term capital partner for subsequent transactions across your portfolio.
INTELLIGENCE
Frequently Asked Questions
Clarity on our parameters, process, and execution capabilities.
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We work with transactions starting at $500,000 with no stated maximum. Smaller deals within our geography may be accommodated — contact us to discuss.
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Yes. Bridge financing is specifically designed for transitional assets. We evaluate the stabilized value and a credible business plan rather than current occupancy alone.
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Bridge loans can close in 2 to 4 weeks depending on deal complexity. DSCR refinances typically require 3 to 6 weeks. We communicate timelines clearly at the term sheet stage.
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Recourse and non-recourse options are available depending on the lender, asset profile, and loan amount. We will identify non-recourse options where applicable.
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Through our Capital Advisory practice, we can structure both the debt and equity components of complex multifamily transactions. Contact us to discuss a comprehensive capital stack solution.
Your portfolio deserves better capital.
Let's structure it.
Submit your asset overview and receive a capital proposal within 24 hours. Bridge, refinance, and cash-out solutions for multifamily operators in 45 states.